Who this is generally built for
Fleets with a year on the road and steady deposits, but not yet the freight volume or credit profile that the top tier requires.
- Time in business: 1 year
- Personal credit score: around 580+
- Monthly revenue: $15,000 or more
These are general guidelines, not a hard cutoff. Funding partners weigh the whole file — steady deposits can outweigh a thinner credit file.
What kind of funding this usually looks like
Funding at this tier is sized to a smaller or newer operation, with room to grow into stronger terms as revenue and time in business build.
- Amounts sized to a smaller or newer fleet's freight and deposits
- Structure and term set file by file
- Pricing reflects the shorter track record, and improves as the fleet builds history
The exact number only shows up after you apply — FastRoute Capital will never guess at a figure before reviewing your file.
How this grows with your fleet
A first funded file here is often the fastest way to build the track record that unlocks Established Fleet terms later.
Consistent, on-time repayment is one of the clearest ways to build toward Established Fleet terms down the road. Every funded file is a chance to build the history the next offer is based on.
What you’ll typically need
- Recent business bank statements
- Basic business and ownership details
- A short description of what the funds are for
Frequently asked questions
Is this funding placed directly by FastRoute Capital?
FastRoute Capital helps fleets get funded through its funding partners built for newer or smaller operations, not funded directly by FastRoute Capital.
What if my fleet is less than a year old?
FastRoute Capital reviews every application against its full range of partners. Even a newer fleet is worth applying — you'll be told plainly if it's not the right time yet.
Will my terms improve over time?
Usually, yes — pricing reflects the shorter track record today. It typically improves as you build payment history and revenue grows.
Does applying hurt my credit?
Practices vary by product and partner. Ask about the credit check method for any offer before you accept it.
See your real options
One secure application. No obligation to accept an offer.
Updated September 14, 2026 · FastRoute Capital Funding Team
