What this funding offers
Working capital or a factor-rate advance, generally up to $250,000+ depending on the file. Structure and amount are set from your deposits, freight, and time on the road, not a single fixed product.
- Amount: generally up to $250,000+ depending on the file
- Structure: working capital or a factor-rate advance
- Use: adding a tractor or trailer, a new contract ramp-up, peak season, hiring drivers, or a yard and shop expansion
The exact structure and number only show up after a file is reviewed — FastRoute Capital will never quote a figure before seeing your deposits and freight history.
Do you qualify?
This tier is built for fleets with real time on the road. A strong file usually has 1+ year in business and $25,000 or more in monthly revenue, with general credit considered rather than a hard score cutoff.
- Time in business: 1+ year
- Monthly revenue: $25,000 or more
- Credit: general credit considered — this tier looks at cash flow and deposits as much as a credit score
Every file is reviewed by hand. A strong deposit history matters as much as the number on a credit report, and FastRoute Capital will say plainly if this tier isn't the fit and show what is.
How it compares to Growing Fleet funding
Established Fleet funding fits a carrier with a year or more on the road and steady deposits. A newer or smaller operation usually starts on Growing Fleet terms and moves up as revenue and history build.
- Established Fleet (this tier): 1+ year in business, $25,000+/month, general credit considered
- Growing Fleet: sized to a smaller or newer operation, with room to grow into this tier's terms
See the full side-by-side on the funding comparison page.
How to see if you qualify
One short application lets FastRoute Capital match your fleet against this tier and its other funding options, with no obligation to accept any offer.
FastRoute Capital reviews your application and connects you with funding partners whose programs fit your fleet — this tier is one of the stronger options for established operations, but never the only one. You see your real numbers before you decide anything.
What you’ll typically need
- Recent business bank statements
- Basic business and ownership details
- A short description of what the funds are for
Frequently asked questions
Is this funding placed directly by FastRoute Capital?
FastRoute Capital helps fleets get funded through its funding partners. This tier is placed through one of those partners based on your file.
What if my fleet has less than a year on the road?
FastRoute Capital reviews your file against several tiers. A newer fleet is often a better fit for Growing Fleet funding, and you'll be shown that option directly.
Does my credit score rule me out?
No single score is a hard cutoff at this tier. Deposits, freight, and time on the road carry real weight alongside credit.
Does checking my options affect my credit?
Practices vary by product and partner. Ask about the credit check method for any offer before you accept it.
What can this funding be used for?
Common uses include adding a tractor or trailer, ramping up for a new contract, covering peak-season costs, hiring drivers, or expanding a yard or shop.
See your real number
One secure application. No obligation to accept an offer.
Updated September 14, 2026 · FastRoute Capital Funding Team