Used Semi Truck FinancingHow age, mileage, records and seller type shape used tractor financing, plus a new vs used comparison.Read moreBuying a Second Semi TruckWhat changes when one truck becomes two: drivers, freight, down payment and what funders want to see.Read moreTrucking Company Startup CostsThe cost categories to budget when starting a trucking company, and which ones can usually be financed.Read moreFinancing With a New MC AuthorityWhat funders weigh when your authority is new, which products are realistic and how to build a stronger file.Read moreNew Shipper Contract Ramp-UpHow carriers fund trucks, drivers and fuel for a new contract before the shipper's first payment arrives.Read moreFunding Driver Sign-On BonusesHow carriers fund sign-on bonuses and hiring costs for new trucks, and how staged payouts limit risk.Read moreTruck Yard FinancingLease deposits, fencing, lighting, gravel and security: how carriers fund a yard as the fleet grows.Read moreHow to Qualify for Semi Truck FinancingCredit, authority age, deposits, down payment, the truck and safety: what funders weigh and how to prepare.Read moreSemi Truck Down PaymentWhat makes the upfront cash on a semi higher or lower, and how carriers bring it down over time.Read moreLease vs Finance a Semi TruckOwnership, upfront cash, mileage limits and end-of-term options, compared side by side for carriers.Read moreGrowing From 2 to 5 TrucksStaging trucks, drivers and payments as a two-truck carrier becomes a five-truck fleet.Read morePeak Season Trucking CapacityAdding trucks, trailers and drivers for produce season or the Q4 retail peak, and funding the cash gap.Read more
Where should I start?
Start with the question closest to your next move. If you are buying your first or next truck, read the qualification and down payment guides. If you are starting out, read startup costs and new authority. If freight is growing faster than your fleet, read the contract ramp-up, driver and peak season guides.
Are these guides financial or legal advice?
No. They are general education for trucking business owners. Rules from FMCSA, the IRS, the SBA and state agencies change, so check the official agency for current requirements, and talk with a tax professional or attorney about your own situation before making decisions.
When you are ready to talk numbers for your operation, start an application.
Frequently asked questions
Do the guides list rates or approval minimums?
No. Rates and requirements vary by product and funder, and they change. The guides explain what funders look at so you can prepare, without quoting numbers that may not apply to you.
Are these guides for owner-operators or fleets?
Both. Some focus on the first or second truck, others on adding drivers, trailers and yards as a fleet grows.
How often are guides added?
We add guides as carriers raise new questions about growing their operations.
Have a question the guides do not answer?
Apply and share your plan, and we will walk through the options with you.
Updated September 14, 2026 · FastRoute Capital Funding Team
